Kidney disease is a serious health problem in India. Many patients with kidney failure depend on dialysis to stay alive. Doctors often recommend two to three dialysis sessions each week. Each session can cost **₹2,000 to ₹5,000** in private hospitals. Over a month, the cost may reach **₹40,000 to ₹60,000 or more**. Most families struggle…
Healthcare Costs Are Rising Fast A medical emergency can drain savings in days. A heart surgery in a private hospital can cost ₹5–₹12 lakh. Cancer treatment may cross ₹15 lakh. A long ICU stay can add several lakhs more. Many families still rely on small insurance plans. A ₹5 lakh or ₹10 lakh policy often…
A single hospital stay in a private hospital can cost ₹10–25 lakh. Cancer treatment can cross ₹50 lakh. Organ transplants can go even higher. Medical inflation in India rises at nearly 12–15% every year. A ₹5 lakh or ₹10 lakh cover may not last long. So the real question is simple: Is ₹1 crore health…
Medical costs in India rise every year. A single surgery can cost ₹5–10 lakh in a private hospital. Cancer treatment can cross ₹20 lakh. Many families still rely on a 5 lakh or 10 lakh policy. Is that enough today? A 25 lakh health insurance plan offers higher protection. It helps you manage large hospital…
Many people mix up Mediclaim and health insurance. The terms sound similar, but they do different jobs. One covers a narrow set of medical costs. The other covers a wider range of health needs. This difference affects how much protection you get, how claims work, and how much you pay.This guide breaks down both options…
Maternity coverage helps pay for medical care during pregnancy and childbirth. It eases the financial stress many families face when planning for a baby. A health insurance policy with maternity benefits usually covers prenatal visits, tests, delivery, and basic newborn care. Insurers treat pregnancy as a planned medical event. Because of this, policies often follow…
Many people ask if they can pay health insurance premiums every month instead of once a year. The short answer: yes, you can, but a few conditions apply. How Monthly Premiums Work? Most insurers let you choose how often you want to pay—monthly, quarterly, half-yearly, or yearly. The Insurance Regulatory and Development Authority of India…
Life is unpredictable, and illnesses or accidents can happen without warning. With healthcare costs in India rising sharply, health insurance has shifted from being optional to being essential. The COVID-19 pandemic prompted many to purchase policies, but choosing the right sum insured still confuses most people. Medical inflation adds another challenge. An amount that feels…
Most health insurance plans today come with lifelong renewability, which means you and your family remain covered for your entire lifetime. But does this mean you must stick with the same insurer forever? Not necessarily. At times, insurance companies raise premiums without adding new benefits, while other insurers may offer better features at a lower…
IVF insurance, also called fertility insurance, helps cover the cost of assisted reproduction treatments like In Vitro Fertilization (IVF). This includes doctor visits, diagnostic tests, medication, and procedures. In India, not all health insurance plans cover IVF or other assisted reproductive treatments (ART). Some insurers do, either as part of broader policies or as optional…
